Choosing a dentist shouldn’t come down to what your wallet can handle; it should come down to what your smile deserves. At Designing Smiles, we accept most PPO insurance plans, offer 0% financing through CareCredit and Cherry, and welcome patients with no insurance at all. Our team is here to make sure cost is never the reason you put off care.
If you have dental insurance, the most important thing to know is whether your plan is a PPO — a Preferred Provider Organization. PPO plans are the most common type of dental insurance, offering flexibility to see licensed dentists with or without being strictly in-network. Designing Smiles accepts most PPO dental insurance plans, including several of the most widely used carriers in Tampa. Our front desk team can verify your benefits before your first appointment so there are no surprises when you arrive.
PPO plans typically cover a large share of preventive care — like cleanings, exams, and X-rays at little or no cost to you. Coverage for restorative dentistry like crowns or fillings, and more advanced procedures like dental implants, generally comes with a patient co-pay after your deductible is met. One detail many patients overlook: most dental benefits reset at the end of each calendar year; unused coverage doesn’t carry over. If you have remaining benefits, the end of the year is an ideal time to schedule any outstanding care.
CareCredit is one of the most widely used healthcare financing platforms in the country. With 0% promotional interest options, you can spread the cost of your dental care into manageable monthly payments — no hidden fees, no surprises.
Cherry offers flexible payment plans with 0% promotional interest options and fast approvals — often in just a few minutes. Whether you're planning Invisalign, veneers, or a restorative procedure, Cherry makes it easy to start treatment today and pay over time.
If you don't have dental insurance, you're still welcome here. Designing Smiles works with uninsured patients every day, offering straightforward pricing and flexible financing through CareCredit and Cherry so cost is never the reason care gets delayed. Contact our office and we'll walk you through your options before your visit.
If you don't see your carrier listed, call us we likely accept it and can verify your benefits before your visit.
Not sure what your plan covers? Our front desk team can contact your insurer on your behalf and prepare a benefits summary before your appointment. Dr. Rose and the team want you to walk in knowing exactly what to expect — no confusing jargon, no unexpected bills. Ready to get started? Contact our office today.
